About Us

Scott Hudspeth

Marketing Expert and Senior Mortgage Consultant

Scott Hudspeth and FamilyAs a Marketing Expert, Scott has grown his referral partner database to over 150 Real Estate Agents along with 100% referral business from his current and past clients. Scott is well respected by agents in his community and is often invited to offer his industry expertise in the local newspapers, radio and television station. Scott has been helping Agents and Loan officers all over the country to grow their business to levels unprecedented in the Mortgage Industry by offering innovative, cutting edge techniques that stay ahead of the pack and establish the industry standards.

In the Mortgage Business, whether you’re a first-time homebuyer, a small business owner, or an investor, you’ll appreciate Scott’s dedication to helping you meet your financial goals. Scott believes that finding the right mortgage or property isn’t about selling a product: it’s a partnership effort rooted in your plans for the future–and what it will take to see those dreams realized.

Clients do well by taking advantage of Scott’s multi-layered mortgage experience. Throughout his numerous years in the industry, he’s guided many teams of professionals, and is trusted by clients and colleagues alike for providing a sharp analysis that builds opportunities. He works when you need him to, not on a “banker’s hours” schedule.

Scott has been blessed with a wonderful wife, Stacey, for 16 years and has 2 awesome kids, Lexie and Gregory. Stacey is a full-time mother and wife. She enjoys going out to dinner and the movies, or just spending time at the lake. Stacey does an excellent job with the kids, helping them with their school work and sports. Scott and Stacey love to travel and explore different parts of the world. Lexie is an outdoors person who loves going fishing with her dad, playing soccer, going to the movies, and hanging out at the mall with her friends. Gregory loves Xbox live, playing soccer or basketball, and going fishing with his dad. Gregory has kicked Scott’s butt the last 2 years with the biggest and most fish, but not this year! Scott is very lucky and blessed to have such a wonderful family.

Carl White


carlsnewpicAs president of Time Mortgage, Carl White has built a thriving mortgage business in Florida’s central, west coast. Carl is a recognized mortgage specialist and is one of the top 100 producers in the United States. As a successful business owner, he attributes his success to a great “team” and exceptional service, where communication is the key.

Carl possesses integrity, sincerity and credibility. He hosts his own nationwide radio show “TIME for Real Estate” every Saturday morning, featuring honest answers to tough questions and he has submitted several articles for publication. He has won over 18 Production and Marketing awards. Using the knowledge he has attained, his company’s unique marketing idea took top honors (first place) in the marketing contest at the “Business Plan 2006” national conference.

He is very involved in charitable, as well as, community affairs in and around the Tampa Bay area. He, his family and his company believe in giving back to their local community and they have sponsored several charitable events, like the Pinellas County Pregnancy Center’s annual golf tournament. His favorite saying is “Knowledge isn’t power, action is.” This is certainly true of Carl, as he is always on the go, whether it be attending classes, reading books, listening to tapes or learning new programs for his clients which are tailor made for today’s market.

Carl and his wife Maria live in Palm Harbor with their three children. In his free time, he enjoys camping, reading and riding his motorcycle.

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